help!!

Bromarc

Hello,

I wonder if you can help me, does anyone know if it is possible to get a credit card after bankruptcy?

Many Thanks
Bromarc

peachyprice

Are you discharged yet?
You can apply for a Vanquis, (and get £25 cashback from Quidco )
They're very accomodating although APR's are very high for ex BR's, and credit limits are low, but if you need one for things other than spending they do the trick.

HTH

fatou256

hi t i am not sure but i think the only one you will be likely to be accepted are the one with sky roof interest and a limited credit available such as provident or vanquis credit card

Bromarc

I opened a barclays account the other day and they didnt seem to care much for the bankrupcy, but then again it is a basic account........are there any other banks that are accomandating apart from the high interest companies?

peachyprice

Not for credit cards, no.
If you go over to the Credit Card forum there's a whole 'sub-prime' thread you may find interesting.

Bromarc

I was looking for one with about £1000 limit, but I doubt that would possible given the circumstances??

dalip

24-03-2009, 4:27 PM

Hi guys,

I was accepted bankrupcy at 2:30 today at the Supreme Court of Justice in London today.
As I feel this is a fresh start I want to know if I can shred all my creditors corrspondence they sent me? Or would this be a bad idea so early on just incase they need it for reference?

I look forward to your replies.

Many Thanks
Bromarc:money:


You only went bc in march and you are asking about getting a credit card for £1,000.:eek: Are you forgetting this

not obtain credit of £500 or more from any person without first disclosing the fact that

you are bankrupt (see section 8);

I don't see how anyone will give you credit a)so soon after bc b)less so seeing as you are undischarged .

It's a slippery slope you just got off why oh why do you want to get back on it for!

peachyprice

I think you're peeing in the wind mate.

It'll take a fair bit of time for anyone to trust you with that kind of limit, sub prime usually starts at £250.