We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Activation When Debt Reaches 50k

Is this true?

It seems the CSA have allowed debts to be built up, in many cases letting the debt build up without letting the NRP know and only when it gets triggered do they try to action the case. On IMA's and arrears pre-2000 the paperwork was so shoddy that it was left in the archives to accumulate. Thats now why the NRP#s are being chased in many cases for debts they knew nothing about. On really old cases, where they have no backdated records they are losing many cases at tribunal. Much of this debt is being written off (technically) or suspendid. Where they have no or very little information on the NRP these cases are not even going to tribunal, even though Liability orders are being certified at court stage with very little evidence.

It is my understanding on old arrears where they cannot action any arrears through DEO they are pretty powerless to do anything. In many cases all they can do is prevent you from getting credit anywhere. They can on newer cases go through credit checks and banks, but on much older cases they loathed to do it, as they can be breaking laws if they have wrong figures.

Thats the way, I understand it, correct me if I;m wrong.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.3K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.