We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Debate House Prices


In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

BBA reports rise in mortgage approvals in May

135

Comments

  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I think the offer that he has is officially known as pre-approval in banking speak.
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • geoffky
    geoffky Posts: 6,835 Forumite
    This months approvals are;
    50 % DOWN FROM MAY 07
    52% DOWN FROM MAY 06
    47% DOWN FROM MAY 05
    61% DOWN FROM MAY 04
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • mbga9pgf
    mbga9pgf Posts: 3,224 Forumite
    I think the offer that he has is officially known as pre-approval in banking speak.

    Lets wait and see what the BBA say on the matter shall we?
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    geoffky wrote: »
    This months approvals are;
    50 % DOWN FROM MAY 07
    52% DOWN FROM MAY 06
    47% DOWN FROM MAY 05
    61% DOWN FROM MAY 04

    But then the Halifax standard rate was not 3.5%, discouraging remortgages icon7.gif
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • geoffky wrote: »
    this months approvals are;
    50 % down from may 07
    52% down from may 06
    47% down from may 05
    61% down from may 04

    is that 100% correct ?
    Please take the time to have a look around my Daughter's website www.daisypalmertrust.co.uk
    (MSE Andrea says ok!)
  • mbga9pgf wrote: »
    Lets wait and see what the BBA say on the matter shall we?


    ooooh, i caaaan't wait.....
    Please take the time to have a look around my Daughter's website www.daisypalmertrust.co.uk
    (MSE Andrea says ok!)
  • mbga9pgf
    mbga9pgf Posts: 3,224 Forumite
    Yeah steve, sure the 10% that are in negative equity will be loving the rates they are being offered on remortgage!

    Not to forget the large % close to neg equity, who will also struggle with a remortgage! Or didnt you hear, owners being given 25K bungs to get their mortgages moved to other lenders?
  • geoffky
    geoffky Posts: 6,835 Forumite
    edited 23 June 2009 at 11:07AM
    Mortgage lending falls back again

    http://news.bbc.co.uk/1/hi/business/8107576.stm

    SA 60,000 (-6.2% m-o-m, -31.8% y-o-y)
    NSA 62,000 (+6.9% m-o-m, -31.9% y-o-y)



    have a look at this..
    http://www.eigroup.co.uk/newsletters/2009/June.html
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    mbga9pgf wrote: »
    Lets wait and see what the BBA say on the matter shall we?

    If you insist icon7.gif
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    mbga9pgf wrote: »
    Yeah steve, sure the 10% that are in negative equity will be loving the rates they are being offered on remortgage!

    Not to forget the large % close to neg equity, who will also struggle with a remortgage! Or didnt you hear, owners being given 25K bungs to get their mortgages moved to other lenders?

    I thought the ones in negative equity were being offered the best deals, 25k is not a bad start.
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.