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Debate House Prices
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If you where buying today at what rate would you stress test?
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PS - I've never had a single client with such a notion. You might as well stress test how your system will cope with all that mercury from eating fish.
Maybe that you dont want the people who you rely on to earn a living to stress test because it makes people come to their senses about affordability.. the last thing i would want is someone is someone working out ALL the costs of buying if i was a mortgage SELLER.It is nice to see the value of your house going up'' Why ?
Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
If you are planning to upsize the new house will cost more.
If you are planning to downsize your new house will cost more than it should
If you are trying to buy your first house its almost impossible.0
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