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Northern Rock online application status 'Referred'

Is this status bad?

Or just means they are now checking details?

Cheers,

UK086242

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Just checking details - it could be they cannot track down an address.

    It could be they have found adverse credit, it could be various things - depends on your situation.

    They will let you know once an underwriter has looked at the case.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • uk086242
    uk086242 Posts: 11 Forumite
    herbiesjp wrote:
    Just checking details - it could be they cannot track down an address.

    It could be they have found adverse credit, it could be various things - depends on your situation.

    They will let you know once an underwriter has looked at the case.

    I have been renting for the last 2 1/2 - 3 years, and moved three times within that period. I provided all the address / postcodes, and I personally have left no unpaid bills behind.

    Damn frustrsting this, when I have a very good salary for the area and I have a 10% deposit to put donw.
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    dont panic as it just means that their computer has flagged something it is unsure of. I have personally put a few cases through NR and I cannot say that many of them have gone straight through without referral. None have been refused either.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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