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Monday 22nd June - What small DFW things have you done today?
pixiechick99
Posts: 3,731 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:D
Good Morning everyone:p
Hope you all had a lovely weekend - we were at my sister's for a (chilly) bbq;) Hoping the sun comes out this week
Back to work today....only 5 weeks til summer holidays:j
Ok, here's my list for today:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:D
Good Morning everyone:p
Hope you all had a lovely weekend - we were at my sister's for a (chilly) bbq;) Hoping the sun comes out this week

Back to work today....only 5 weeks til summer holidays:j
Ok, here's my list for today:
- check banking - move ex's money to spending account

- daily scratch - 10p (but did get £1 yesterday:rotfl:)
- chicken out of freezer for tonight's dinner
- packed lunches towork
- ring insurance company about getting little crack on windscreen fixed
- washing on the line
- sparle of course....

I really need to sort out a new signature!
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Comments
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Gooooooooooood Mooooooorrrrrrrrrrrrrning!!
What a lovely sunny start to a Monday! And Wimbledon today too!! :j:j
We have had a wonderful weekend, mums party yesterday was just brilliant, although it rained half way through and we all had to squash under the gazebos!! :rotfl:It was great, & mum had a wonderful time too.
I took today as leave from work - very glad I did! Am shattered! So once DDs gone to school I can have a quiet day catching up!
Younger DD is still coughing a bit, but much better now, which is great.
Sooooooooo...today:
- Check online banking
- Click & scratch
- Washing out in the sunshine
- Water garden & pull up some weeds
- Thorough clean and wash of lounge floor (laminate) as cat dismembered a rodent on it yesterday :rolleyes:
- Clean bathroom
- Go to Mr T on the hunt for the new H&B coupons
- Tea from freezer for DH and DDs
- I am going out for a meal with friends - not altogether DFW
but FUN!!!
Have a great day everyone!0 -
Morning,
Back on track today (where did the weekend go?). My DFW things today are:- meals from home
- TAB scratch - 25p
- read more of my book
- chill
- sort out my tax - get together P45's and P60's
- go to work and resist the thought of booking a long weekend (Fri and Mon) as I have been back at work for 3 weeks
- sort through my emails
- eat sensibly - lost 3.5lbs at ww this week, so I am looking for a really good result next week
Think that is about it, hugs to those that need them and hi to everybody
Take care and enjoy the sun
Candy xxxDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Morning everyone!!!
Glad to report I am having a much better day as after a night's sleep and lots of eyedrops my eyes seemed to have recovered! So here is my list for today!!- [STRIKE]Work 5 hours[/STRIKE]
- [STRIKE]Scratchie [/STRIKE]- 10p
- [STRIKE]Daily lotteries[/STRIKE]
- [STRIKE]Daily Competitions[/STRIKE] - Won another book on galaxy!
- [STRIKE]Check online banking[/STRIKE]
- Clear paper work on table away and update spreadsheets
- [STRIKE]Take HM Chicken and Vegetable soup into work for lunch[/STRIKE] - Was yum!
- Edit short story and enter into competition - taking longer than anticipated but has to be done so scrapping clearing paper work today!!
- [STRIKE]Dinner and breakfast from stores[/STRIKE]
- [STRIKE]Continue with eye drops all day to avoid 2nd bout of Iritis[/STRIKE]
Thank you to all posters:beer:0 -
Morning everyone.
I will be making a determined effort this week. off work Wednesday/Thursday so going to have a mammouth declutter, clean and clear out then. Sunny day here.
Today I have checked online banking (reasonable)
Put washing outside to dry
scratchie (10p)
fed kids
sent OH to work with a packed lunch
I will
Work 8 hours
do mystery shop during lunch
make 1 piece of jewellery
shred some paperwork
spend time with kids this evening before bedMF aim 10th December 2020 :j:eek:MFW 2012 no86 OP 0/2000
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Morning all :j
Monday again! Why does the weekend pass so quickly?
Had a mega-busy weekend, and looks like being a mega-busy week as well (nothing new there then:rotfl: ), but must get back on track! Am also running late :eek:
Today I have / will:
Check online banking (done, dire, too much out and not enough in this month - thank goodness it is payday this Thursday)
See to plants and animals
HM bolognese from stores for supper
NSD
Lots of work :rolleyes:
That's all for me today I am afraid - I am embarrassed by how short my lists are compared to others
Have a nice day everyone :hello:0 -
So far...
- Checked banking
- Checked PB and quidco
- Checked mystery shops
- Breakfast from stores
- Kids to school with packed lunches
- HB form taken in but they are a month behind so thats going to be fun trying to find rent!
- Worked 1 hour overtime
- Rang to get an application pack for a job I reeeaaalllly want!
- Received app pack via email - person specification is me to a tee

- Floor money - 1p in town, 5p on way to school
- Walked to school and back, left purse at home
- Cashed HMRC cheque at PO
- Email arrived to say phone bill available online - not good! Supposed to be going down but up by £3 this month!
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Morning everyone, I have today off work ( yay!:D) so will making the most of it!
I will have a LSD today as I have to pop into town for a few things, but apart from that I will...
* Check all online accounts
* Meal plan for this week
* Finish cleaning from yesterday
* Look into 0% CC, didnt manage it yesterday
* Research course
* Lunch and dinner from store cuboard
* Read papers online
Catch up later xLiving as simply as we can
Baby Girl Due 1/2/2016 :j0 -
Morning - hoping sunshine will be with me by this afternoon!
DFW things done today :
* Drove more sensibly to save petrol
* Took pack up from stores and in tupperware to save cling film/tin foil
* Hung washing on line
* Charged mobile phone at work
* Entered some tips and photos to cheapie mags via email (costs nothing and I got a £25 cheque the other week for my photo)
* Checked internet banking (not good but then whose is!?)
* Took cuttings of rosemary and mint from oh's mum
Cheekily used work envelopes to post ebay items (feel a bit bad but I know the small bubble ones are not used by anyone)
Think that's it - have a good productive day everyone
Starting debts £29,500Now £225.54 loan, £708.30 CC Total £933.84Interest free loan from In laws £1,000£6 in Boots points, £2.90 Co-op divi, £0 Paypal, £250 No Access savingsNew DFW date - asap!! :j0 -
Hello!
Glad everyone who was poorly is feeling better
Mogchops - Glad your mum enjoyed her party
Today I need to:- Scratchees
- Meal Plan for this week (still havent done it, bad Pips Mum)
- Leftovers from yesterday for tea tonight
- NSD
- List some bits on Ebay
- Package up a bookmooch parcel
- Toluna surveys
- Check onepoll and Piggie
- Improvise a lid for the cat food as ours just broke and dont want to buy a new one!
- Think of a use for baby food jars, I recyle them but they just scream to me that they could be used for something, any ideas?
Hugs x xDebt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
my mate turned her baby food jars into laterns. she binned the lids, got all the sticky labels off, and then painted them with different coloured nail vanishes, popped in a tea light and put them all over her garden for a party, it looked amazing!!!!
Weirdly if you can get really cheap watery nail varnish like from pound shops or the gliterry stuff for kids, they leave a finer coating on the jar and let more coloured light through
Debt@LBM1=£4050 1st DFD 27/08/09
Debt @LBM2 =£14,469.97 2nd DFD 14/03/2018 :T
Make £10/day Y1£3.5k Y2£3k Yr3£4k Yr4£1.5k
DFW NERD 1068 :cool: Avios 78,000
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