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Help please for a ftb
DaveyC153
Posts: 1 Newbie
Me and my girlfriend are looking to buy a house in Oct/Nov. We have a deposit of £15k and are looking to buy a house for £80/85k im employed on a permanent contract and have been for about 8 years and currently earn £15k my girlfriend is in her final year qualifying as a teacher and has a job for September however it is initially for 1 year (due to 2 schools merging) and she will start on £21k. Will her being on a 1 year contract affect us getting a mortgage? and also with her only have been working for a month or two when we require the mortgage matter?
The other thing what do lenders look at for proof of my income? as i currently pay for sharesave through work and these come out of my wage (these can be cancelled if i chose at any time) so when the wage is paid into my account it is for less then it really is.
Thanks for any help
Dave
The other thing what do lenders look at for proof of my income? as i currently pay for sharesave through work and these come out of my wage (these can be cancelled if i chose at any time) so when the wage is paid into my account it is for less then it really is.
Thanks for any help
Dave
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