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Help,need advice re: max recovery

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Comments

  • Hi PAul,

    I had a default notice in the past with BMW which was incorrect. I reported it one month and by the update of the files the next month it had been removed and credit rating restored. I don't know if this is the usual amount of time but just my experience.

    EBD :)
    BR 04/03/2009 ED 03/09/2009 BSC #262
    'Out of the Dark and Into the Light'
  • paul1672
    paul1672 Posts: 45 Forumite
    Part of the Furniture 10 Posts Combo Breaker PPI Party Pooper
    edited 1 September 2013 at 8:02AM
    Wow, just found my old thread and thought I'd just give an update as it may help someone in the future...
    After 2 long hard thought years of arguing with Eversheds which involved persistent phone calls and letters back and forth I finally managed to have the default removed in august 2011....
    I had to do some compromising and agreed to pay £2,000 to part settle the bill on the agreement that they immediately removed the default... They advised that its not normal practice but on this occasion they would agree as they could see the issues that were involved and that they technically shouldn't of bought the debt as I was never given the opportunity to settle it...
    I also had to agree to not take it any further which made me very suspicious but couldn't work out how to pursue it legally anyway as every time I went to a solicitor they advised it wasn't in their field....
    I did have 2 months of hassle after the debt was settled as they kept removing the default one week and it was re-appearing the following week due to technical issues with their system reporting it incorrectly but touch wood to this day it's stayed off my file and my credit worthiness is back to A1 standard.
    Really pleased with myself for fighting back and just shows persistence prevails...
    Just can't help thinking i might of been due some compensation for all the hardship I experienced through absolutely no fault of my own....
    Paul
  • This link works for me , the one above did not ?

    http://www.insolvencydirect.bis.gov.uk/eiir/IIRRegisterNameInput.asp
  • Link not much use now as OP posted 4yrs back, your removed from the insolvency online search 3mnths after your discharged
    Not quite a newbie as you think ;);) (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..:p
    BSC 58 :D
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Possibly because Paul started in 2009 and has now come back to update how it all went. The IS has had a change of system since then so that is why the old link didn't work.

    ETA: Phil beat me to it :-)
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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