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Its Done!!!

Hi all.. We went to the court this morning. Got there for 9.30 as requested and we didn't need to see the judge.. The Court staff said that the judge was happy with our explainations and the Bankruptcy orders were ready and waiting for our arrival.


Just spoken with the OR who was lovely and she didn't think we would need to see her, maybe a ten minute interview by phone..

Totally not what I was expecting!! Its all sorted now and we can start afresh.

Thank you to all who have offered help and advise over the last few weeks, you have all been brilliant. Thanks again xxxx:grouphug:

Comments

  • Tristesse
    Tristesse Posts: 190 Forumite
    That's brilliant - congratulations :)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Congratulations :)
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • boltonangel
    boltonangel Posts: 1,018 Forumite
    congratulations - enjoy your new, debt free life!! :)
    Lead me not into temptation, I can find the way myself.

    wins - peroni bottle opener, peroni bowl, peroni coastersx2 and a vodkat cocktail kit,
    would love to win something 'proper'!!
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Well done :beer:. Not as bad as you think it is going to be is it ;)

    ym
  • dalip
    dalip Posts: 7,045 Forumite
    Well done :beer:. Not as bad as you think it is going to be is it ;)

    ym

    No i agree YM,trouble is until you actually go through it yourself you don't believe it :D.


    way to go zeb.:T
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • hanstar
    hanstar Posts: 123 Forumite
    congratulations!!! first day of the rest of your debt free life.
  • iquit
    iquit Posts: 1,939 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done and welcome to the club.
    2019 MFW No. 74 £13700/£30000 (45.66%)
    12k in 2018 No. 98 £6274.19/£18000 (34.85%)

    BTL (start) £97440.00 (current) £68000.00
    Residential (start) £275000.00 (current) £268000.00
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Glad it went well for you :beer:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Congrats...glad to hear all went well
    We all die. The goal isn't to live forever, the goal is to create something that will
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