Did you tell all the creditors you were BR as they wrote or how did you tell them ?

Deep_in_Misery

It's me again, sorry all, i do appriciate you.
Did you tell all the creditors you were BR as they contacted or just ignore them ? The latter sounds more fun i think.:A

stintond

I told mine when they rang up , I would say it is best to do this.

tigerfeet2006

I would ignore them and don't tell them you are contemplating BR, they could up the hassle factor and make life even more unconfortable.

You could tell them that you are seeking advice from CCCS/NDL/CAB and someone will be in touch with them shortly, just don't say it will be the OR That may give you some breathing space.

xocbc

I let OR tell them, however for the first few weeks while the phone still rang, the satisfaction of being able to tell them I was BR, wouldn't be paying them and NOT to EVER contact me again was fantastic.

Deep_in_Misery

Thanks, i think i will let the OR do it, but i will take some time to tell them to never contact me again.
I must say, i never ever thought i would be so glad to set foot in a court and see a Judge.

Holes_in_my_pocket

I didnt bother , i let OR do it any letters i recieved the OR just said send them on to him letters and calls stopped wthin a week of bankruptcy

iquit

I didn't contact any creditors, after my previous attempts to settle with them I really had no desire to maintain pleasantries - a little bitter me thinks:o

fatou256

i ignored them and the one who were calling me i was playing silly game over the phoen with them ! i had hour so ffun with some of the them.

after all they had caused me such stress level i was relieved i didnt have to talk to them anymore.

also i paid 395 pounds for an OR to deal with them so why should i let them know by myself ?

Lost2

I told them if they phoned, Capital One was by far the worse they just kept on phoning till OR sorted them out