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Joint bank account/ credit searches

c247
c247 Posts: 31 Forumite
I recently got married and am considering opening a joint bank account with my wife. I have substantial debts and my wife doesn't and I'm concerned that by opening a new bank account together this may have adverse implications on my wifes credit score. Does anyone know if this is how it works?

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This is called 'Financial association'. Every joint application results in this tipe of record in a special section of the credit file(s).


    What is an association?
    [url="javascript: openWindow('creditreportexplain');"]Your Credit Report Explained[/url]
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