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Getting started!

Just wanted to say thanks to all that helped me with my SOA earlier this month... Having budgeted strictly for the last few weeks I was able to plough an extra £200 into my debts this month so I feel like I'm getting started!

It's going to take a while but I know you're all here to help me!

:j

RR

Comments

  • D&DD
    D&DD Posts: 4,405 Forumite
    :D Thats great news RR wow what a lot you've shaved off your outgoings well done!!! :T
  • great start, now youve started the months will fly by.
    enjoy watching the balance reduce each month.
    perhaps do a simple speadsheet ?
    I find it great for motivation as i can actually see my hard work paying off :)
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
  • RiffRaff
    RiffRaff Posts: 61 Forumite
    Thanks - spreadsheet's a good idea but I actually bought Microsoft money (a bargain £12.50 from PC World) a little while a go and am finding that really helpful in planning etc. I'd recommend it to anyone who likes to be a bit nerdy about dealing with their debt!

    Think if I can keep this up I'll beat my snowball target date!
  • :T Well done. Success is a great motivator. Keep it up

    bh
    'You can't change the past, you can only change the future' Gary Boulet.

    'Show me the person who never makes a mistake and I'll show you the person who never makes anything'. Anon
  • D&DD
    D&DD Posts: 4,405 Forumite
    RiffRaff wrote:
    Thanks - spreadsheet's a good idea but I actually bought Microsoft money (a bargain £12.50 from PC World) a little while a go and am finding that really helpful in planning etc. I'd recommend it to anyone who likes to be a bit nerdy about dealing with their debt!

    Think if I can keep this up I'll beat my snowball target date!

    Speaking of nerds would you like to join our gang.. :rotfl:
    See SS (southern scouser) for details :D
  • RiffRaff
    RiffRaff Posts: 61 Forumite
    :) Nice to be invited, don't think I've been in a gang before! Will mooch on over to the DFW Nerd thread soon!
  • BACKFRMTHEEDGE
    BACKFRMTHEEDGE Posts: 1,294 Forumite
    Great oak trees and all that...well done :T
    A journey of a thousand miles begins with a single step

    Savings For Kids 1st Jan 2019 £16,112
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