Plastic Castles and Coke Can Rings

Tangles_2

Hi All,

I have been browsing this forum over the past week - and feel it's about time I face up to things, and create one for myself. I'm hoping like others here, I manage to get into this and conquer my debts once and for all!

I find that towards the end of each month, when I have no money to pay credit cards etc. I have all these fantastic ideas of not going out, or over spending the following month and really making an effort to pay off some debt. I get paid, and those ideas go out the window, and things never, ever get paid. I tell myself that my debts aren't too high, and I will pay them off eventually...I get the feeling eventually will never come, unless I take the first step...so here I am.

My current debts look something like:

£260 Barclay Card
£250 Store Card
£500 Capital One
£1000 Overdraft

I do have a loan, but think I would rather concentrate on the four areas above, and then tackle the loan separately.

In theory it shouldn't take me a massive amount of time to pay the above debts off, as long as I manage to stick with it for a few months. Lets hope I can put theory into practice, just for once!

Tangles x

ps. I need to work out how to get a signature!

Pamela1705

Hi Tangles!:hello:

Welcome to the board! Just wanted to say good luck on your DFW journey. Have you got a statement of affairs? That way you can see what you are spending and what on, and see if it can be trimmed in anyway!