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Help - worried about not getting a mortgage
Comments
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Still looks fine from here
The mobile phone issues might cause problems with some lenders, but generally you should be okI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks everyone - think I am just worrying a bit too much!!
Was speaking to my mate who is a bit of a whizz with these things and he reckons I am fine, I have 4 searches on my credit report which apparently is good??
He has over 40 and has managed to get a mortgage no problem.
The mobile phone issues in terms of the late payments etc etc were about 4/5 years ago, I have got contracts since then and have got credit no problem for the last 3 years so I assume I should stop worrying??
Would it be worth simply getting a credit card, say put the petrol on it every month then clear the balance every month - would that help??0
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