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Self DMP question ~ (how to respond)
Eupho
Posts: 1,259 Forumite
Well, I heard back from another creditor.. (in response to my reduced payments etc)
A 'friendly' letter.
Saying the contents of my (SECOND!) letter had been noted.
(BUT) That they can only accept my reduced payments offer, if it is made in line with a Debt management Plan. (HELLO?! It was!)
That my account will be on hold for 14days, for me to contact them further regarding the Debt management company I am using. (im not, but I do have a PP customer number, that I already gave them.. Just to look better
. and I let them know I have taken advice from PP and NDL, which I have)
Soooo.. what shall I say next? .. (because I know I don't have to go through a Debt management comp)
A 'friendly' letter.
Saying the contents of my (SECOND!) letter had been noted.
(BUT) That they can only accept my reduced payments offer, if it is made in line with a Debt management Plan. (HELLO?! It was!)
That my account will be on hold for 14days, for me to contact them further regarding the Debt management company I am using. (im not, but I do have a PP customer number, that I already gave them.. Just to look better
. and I let them know I have taken advice from PP and NDL, which I have)Soooo.. what shall I say next? .. (because I know I don't have to go through a Debt management comp)
Very proud of trying to deal with my debts. LBM 04/09
:T
[STRIKE]£34.217[/STRIKE] ~ 05/09. £33.817~ 06/09
to [STRIKE]13 [/STRIKE] 12 creditors. Doing my own DMP. :dance:
DMP mutual support member 309. NSD 12/12
[STRIKE]£34.217[/STRIKE] ~ 05/09. £33.817~ 06/09
to [STRIKE]13 [/STRIKE] 12 creditors. Doing my own DMP. :dance:
DMP mutual support member 309. NSD 12/12
0
Comments
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Hi Eupho I do self managed DMP for my OH and a couple of his creditors never officially accepted the reduced payments. We just carry on paying them anyway, (they don't refuse them:rolleyes:), true they keep on hassling OH but to be honest I'm past caring, at the end of the day they can't have what we haven't got.
Sorry thats not a great help is it, don't really know what else to suggest.DMP Support Thread Member 238
DMP started October 20080
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