Banks that use equifax

Pammy

Hi,

Is it possible to find a bank that uses Equifax and not experian or do they all use both?

Thanks

Grolsch30

Hi Pammy,

I asked the customer service lady @ RBS who was doing my mortgage application and she said they mainly use Equafax.

Hope this helps

Bunny_Mad

Hi Pammy.

Most Lenders have access to more than one credit reference agency.

Is there a reason you need to know? Are you worried about something? Any lnformation about you should be registered with all agencys.

Have they declined your application & told you to get a copy of your file? If this is the case, go back to them & ask them who they use, to be 100% sure.

Hope this has helped.

emmalita

Hi natwest use both experian and equifax

ernie100

It is strange, my credit score with Equafax is Excellent whilst Poor with Experian........................

socpbatt

I have exactly the same problem my credit rating with Equifax is excellent yet my credit rating with Experian is poor.

Pammy

I have the opposite, bad with equifax and good with experian. But experian have recorded some past debt not on equifax.