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Grrrrr........Why Do They Kick You When You're Already Down?
dottyanne
Posts: 1,530 Forumite
Hi just had to vent my frustration - tried to CC shuffle but as im such a C**p payer (well - in the past since i changed my ways and started coming on here and becoming obsessed!!!) 
they won't entertain any transfers at present, owe just over £300 on Capital One and the same on Barclaycard Initial (which is like 29.9% or somethine else ridiculous!). OH in same boat the owes just under 1K on each of his, however he has slightly better interest rates..........so frustrating!!!
they won't entertain any transfers at present, owe just over £300 on Capital One and the same on Barclaycard Initial (which is like 29.9% or somethine else ridiculous!). OH in same boat the owes just under 1K on each of his, however he has slightly better interest rates..........so frustrating!!! Focusing on clearing the credit cards in 2018 :T
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Hi Hun you're not alone on this one we have the same probs! No way of reducing the interest either..believe me I've tried..Barclays did say its cos we don't have a dd set up with them and if we do one they 'might' look at it again..in 6 months!! :eek: Hoping to be shot of the !!!!!!s by then tho..We'll just have to try shuffling what we have eh? Mind you thats complicated too as we're paying the minimum on the lower interest ones so not much available for a balance transfer from the higher ones which we are caning the debt off..oh lordy now I'm confused too :rotfl:0
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I know it's crackers isnt it?? I know it serves us right for getting in this mess - but life sure is c**p at the moment!!Focusing on clearing the credit cards in 2018 :T0
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Capital one told me I couldn't get a better card till I shut that one down? I wanted to shut it anyway just wanted lower interest. Still it makes me work harder to get rid of it.Barclaycard 3800
Nothing to do but hibernate till spring
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:wall: I know - i owe £300 to each of them and im gonna work my !!!!!! of to get shut of these 2 ASAP, then can work on OH's who has the same CC's but with better APR?? MY lighbulb is on red-alert I swear!!!!!!!!!Focusing on clearing the credit cards in 2018 :T0
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Gotta be worth asking though eh Dotty? They might see you're actively doing something now and try to help?
By the way well done you on all your progress so far
It's coming together :T 0 -
Oh dottyanne, don't feel too down
These things happen every now and again and they seem like a major set back but you will get through it! Just think what a positive effect your reformed attitude will be having on your credit rating, soon you'll be shuffling merrily! Everything won't happen overnight but it will if you give it time so stick with it
Kath xDon't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue QOfficial DFW Nerd Club - Member no. 003Proud to have become debt free... and striving to keep it that way
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Cant wait to have a good shuffle !!!!!!!!!!!!!!Focusing on clearing the credit cards in 2018 :T0
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