Co-operative Mortgage - Not a happy bunny

gizmo111

I do not have a permanent role (one of the reasons why we'd like a permanent home so that I can try and get a permanent job) which I think is a requirement anyway in order to claim these credits.

No it's not a requirement, plenty of people temp and have fixed term contracts and are still eleigible to claim, it is based on your earnings.

Cannon_Fodder

You are paying taxes at a higher rate than they would be if Labour had not invented Tax Credits.

You might as well get some of it back, if you have an entitlement.

andys15

With your husband being on £32000, i am sure that is not higher rate salary, and you only work a few hours, you are entitled to child tax credits. It has nothing to do with it being a handout etc, it is your right. I earn £62000 and my wife earns about £28000, but we still get child benefit, and I dont see that as a handout, but that is the system. Dont feel it is seeking help getting what you are entitled to get.
In terms of the house, as you have a child, then you would have the rights to stay in your house should you split. Therefore I can see where the lenders would get paniky.