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Finally offered a current account!!
SamMoffatt28
Posts: 1,843 Forumite
Yes!, I now know that I am becoming debt free!!!
I went into my local Halifax and asked about upgrading my account from the basic cardcash one (as I'm sicked of my visa electron card being refused because not everywhere accepts it). To my huge surprise I was offered a current account with cheque book, switch / guarantee card and an overdraft of £300!! Woohoo all these years of bad credit are finally coming to an end! Its taken me six years after a messy divorce etc, but to all of you who are still on the up - keep going you can do it! One day you will have a day like mine today then it will all feel worthwhile
:beer: :money: To Martin if you ever see this - Thank you for your fantastic money saving advice, it really is possible!!
:j :j :j :j :j
I went into my local Halifax and asked about upgrading my account from the basic cardcash one (as I'm sicked of my visa electron card being refused because not everywhere accepts it). To my huge surprise I was offered a current account with cheque book, switch / guarantee card and an overdraft of £300!! Woohoo all these years of bad credit are finally coming to an end! Its taken me six years after a messy divorce etc, but to all of you who are still on the up - keep going you can do it! One day you will have a day like mine today then it will all feel worthwhile
:beer: :money: To Martin if you ever see this - Thank you for your fantastic money saving advice, it really is possible!!
:j :j :j :j :j
Sam
0
Comments
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Well done
Remember, the overdraft limit is just that, a limit, not a target0 -
That's really good news, well done! :T :T :T0
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Thefunkygibbons wrote:Well done
Remember, the overdraft limit is just that, a limit, not a target
Lol thanks! I promise I WON'T USE IT!!! You can remind me of that if I'm ever here complaining, lol :ASam0 -
Hi Sam,
Nice one, well done. I would have got rid of the overdraft though. If its not there it can't tempt you!Debts (As of 10th September):
Original - £7938.11, Now - £0
Matched Betting Profits (From 05/11/06): £1026.45 (of which £214.20 is cashback)0 -
Well done Sam.
Always good to see a success story on the boards.DFW Nerd 0350 -
well done :T0
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That's brilliant, great to hear good news, you deserve it after all the hard work!
Well done
xxBecame debt free in 2007 after having £15k of debt. Have been a stranger to MSE and now want to get back into my old MSE habits and save, save, save0 -
That's great..think you've earned it!! i'm currently going the other way around and am swaping my gold switch card with £250 cheque guarantee for a basic cash card. used to feel good to flash the card but i bet it won't feel as good as when i am finally debt free.
think you could keep the overdraft. after 6 years of hard slog you've probably got enough self control.Official DFW Nerd Club - Member no. 043 :j
:beer:
Lightbulb moment - March 2006 :T
Debt free - no idea.
hopefull asap
Total debt March 2006 - 21239.72 :eek:0 -
Great news
Its these little touches that give you that 'im a good boy/girl now' feeling.Debt at highest £16k+
Debt at lightbulb moment £14,800
Current debt £6336
Cleared £4206 in November 05 How ? Bye Bye PPI0 -
Very good news, well done. I'd suggest you got rid of the OD too or at least reduce it to £50 - just in case something goes wrong. You've worked hard to get this far and did it without having an OD - that's the way to carry on IMHO
Leason learnt :beer:0
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