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small changes = paying more off the mortgage

Two weeks ago I went through our shopping bill again and felt that I could do alot better , so I cut back on brands and found crafty ways to spend less on our food.
The result has been my food bill has come to £50 less per week. So I am now putting this money aside , and can now pay £200 a month more off the mortgage :D.
Kindness costs nothing :)

Comments

  • LeeSouthEast
    LeeSouthEast Posts: 3,822 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Any examples that you found worked particularly well, substitution wise?
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • mirry
    mirry Posts: 1,570 Forumite
    I found the substitutions list on this site ;) mainly the tesco value thread.



    http://forums.moneysavingexpert.com/showthread.html?t=405198&highlight=tesco+value
    Kindness costs nothing :)
  • don;t forget to look out for vouchers, like the current £10 off tesco and morrison vouchers in newspaper etc.
    Mortgage Start jun 2007 £88500 Outstanding Balance £51000
    Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
    The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!
  • RosieTiger
    RosieTiger Posts: 863 Forumite
    Well done you as they say "Every Little Helps"
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • thats tesco :-)
    Mortgage Start jun 2007 £88500 Outstanding Balance £51000
    Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
    The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!
  • Try food shopping once a fortnight or once every three weeks. It really works and you don't need to substitute anything to see a huge reduction in monthly cost.
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
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