We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
small changes = paying more off the mortgage

mirry
Posts: 1,570 Forumite
Two weeks ago I went through our shopping bill again and felt that I could do alot better , so I cut back on brands and found crafty ways to spend less on our food.
The result has been my food bill has come to £50 less per week. So I am now putting this money aside , and can now pay £200 a month more off the mortgage
.
The result has been my food bill has come to £50 less per week. So I am now putting this money aside , and can now pay £200 a month more off the mortgage

Kindness costs nothing 

0
Comments
-
Any examples that you found worked particularly well, substitution wise?Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
Do something amazing. GIVE BLOOD.0 -
I found the substitutions list on this site
mainly the tesco value thread.
http://forums.moneysavingexpert.com/showthread.html?t=405198&highlight=tesco+valueKindness costs nothing0 -
don;t forget to look out for vouchers, like the current £10 off tesco and morrison vouchers in newspaper etc.Mortgage Start jun 2007 £88500 Outstanding Balance £51000
Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!0 -
Well done you as they say "Every Little Helps"RosieTiger - Highest £242,000 Feb 2004 :mad:
Lightbulb Dec 2008 £146,000 by March 2026:eek:
MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
Current Position-Fully off set by savings since March 20130 -
thats tesco :-)Mortgage Start jun 2007 £88500 Outstanding Balance £51000
Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!0 -
Try food shopping once a fortnight or once every three weeks. It really works and you don't need to substitute anything to see a huge reduction in monthly cost.MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards