Remortgaging and changing jobs

Riofer

My current mortgage deal comes to an end in a few months time and I plan to try and get on to a good fixed rate for a few years. There is also a possibility that I will be changing jobs in this period.

Will a job move have any impact on being accepted for the better rate mortgage products? If I remember correctly there is always a question in mortgage applications about how long you have been in your current job.

Has anyone got any experience of remortgaging shortly after changing jobs? Should I try to get the mortgage sorted first before the job move?

Thanks in advance for any advice.

Jaybee5

Hi there,

I changed jobs almost exactly the same time I applied for a new mortgage with Nationwide. I therefore had no tenure with my current employer or up-to-date payslip. I provided a copy of my new contract of employment, employee number and HR phone number so they could do the necessary verifications.

I think the key is to show that you have been in continuous employment as it had no (apparent) impact on my application.

Hope that helps.

Riofer

Thanks for the response. Sounds like it won't be a problem if the new job does happen. I think I'll speak ti the bank just to check as the job move won't be worth it if it means I can't remotgage for a while after.