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Debt Now Below 10k Yeaaah

Peppa_Pig_5
Peppa_Pig_5 Posts: 290 Forumite
in Debt-free wannabe
Just had to post how great I am feeling today. Started here at DFW with a debt of £10,800 in January. Today made more payments on credit cards and now the debt is just below the £10k mark. Its amazing me that the debt is going down each month. Before my lightbulb moment it would have still been going up every month, using cc for food shopping etc.

Can't say that my life has been affected too much, still eat sensibly, probably much healthier if anything. Do not buy lots of chocolate and cakes anymore, but seem to be doing fine without them.

Things got a bit complicated transferring balances along the way, but worth it as debt used to be on 15.9% and 19.95%. Now it is a lot lower as you can see by my signature.

Roll on Debt Free Day. Just off to change my signature

Peppa
x
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Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Yaaay !! Yet more proof the MSE DFW is great for health as well as debt!

    Brilliant news!!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • kathfisch
    kathfisch Posts: 3,042 Forumite
    :j :T :j Well done Peppa Pig! That's fantastic, you must feel so pleased! :j :T :j
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
  • tattooed_lady
    tattooed_lady Posts: 1,591 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Well done Peppa, that's fantastic!! :j
    Mortgage-free wannabe!
  • oops_a_daisy
    oops_a_daisy Posts: 2,460 Forumite
    Part of the Furniture Name Dropper Combo Breaker Debt-free and Proud!
    :j Well done Peppa Pig :j - thats a milestone passed and you sound so motivated too. Good luck for the future
    :cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:
  • D&DD
    D&DD Posts: 4,405 Forumite
    :T Well done Peppa :T I love seeing everyones debts heading in the right direction!!! :D
  • LHM
    LHM Posts: 53 Forumite
    That's fantastic, I've just posted off a few cheques today which will take my debt to under 15k...can't wait to check my CC balances in a few days once the cheques have cleared and add up my debt total - a big phsycological boost!

    We are heading in the right direction!!
  • mintymoneysaver
    mintymoneysaver Posts: 3,527 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    Well done Peppa!
    You must be feeling really pleased, and so you should!
  • Old_iron_balls
    Old_iron_balls Posts: 331 Forumite
    great stuff, well done.
    now you have made a good start the months should fly by :)
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :T Excellent :T

    You are doing great, keep it up!!! :j
    Leason learnt :beer:
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Congratulations PP! Really pleased for you, what a boost!

    :beer:
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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