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No problem Peachyprice. At least Stintond understands what NE is now. Your help is much appreciated. We didnt know about being able to still give it all up 5 years later so this was very helpful. We have got our cash together for the fees so we are hoping that friday will be our day. Just got to finish off the forms now. Thankyou all again.MFW Nov 2010 £48614 Dec 2010 £420 repayment £100 OP £48453 :T0
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