Zopa loan listings

Fleabite

Hi

I wonder if you experts can help me.

I want a loan from Zopa through the listings as I need to explain my situation in more detail.

However, I can't see how I put my personal details in before I create my listing.

Do I have to go through the Zopa loan route first? As this will leave a 'footprint' I obviously don't want to do this if I am not going to the correct link as I assume this will leave another mark on my file when they check it.

Also it says that the maximum is £15,000 - is this just for Zopa loans or does it apply to listings too?

Thank you for any advice.
Fleabite

jamesd

The limit for borrowing via Zopa is £15,000 total across all loans there. If your circumstances include more than a small number of late payments in the last couple of years you're unlikely to qualify for a loan there.

You can create an account first then apply for a Listings loan. You don't need to apply to the Markets part first.

I'm both a lender and borrower there. I'm unlikely to lend at present because of the low rates for lenders and better opportunities available elsewhere.