Disappointed by the mortgage calculators :(

James240

roswell wrote:

This is just the effect of the houseing market its over valued stopping FTB`s, there will be someone somewhere that will loan you more but before you go done that route clear your debts, save a deposit and work out what the max a month is that you can afford there is no point having a morgage if you cant eat or afford to travel to work ....

Thats exactly what i aim to do dont want to go into buying a house or flat with any debts round my neck hopefully after doing some workings out should be debt free around March 2007 and then i can plough my efforts into saving a deposit, cos i would like to own something of the house/flat even if its a brick :rotfl:

Joe_Bloggs wrote:

@James240
It is house prices that are crazy, not just the salary multiples that banks will loan. Your salary is holding you back I think . Can you gain more qualifications / skills to earn more in your area of work ?
I have enjoyed reading snippets of your Debt Diary. The moneysaving efforts you are achieving are an inspiration to others.
J_B.

Cheers mate looking to see if i can get another job at the moment and thanks for the comments about my debt diary :beer: