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I just want to say a big thankyou

to everyone, when i joined yesterday and posted for the first time i expected many things i kinda thought the worst, expecting most of all to be told my currant situation was my own fault etc,ect insetad all i have recieved is friendly advice and no-one being judgemental, i just want to say a assive thank you to you all for the ideas and support althrough a long way off being debt free i now know with a little hard work, a few embarrasing phone calls that it can and will be done, one day i can look forward to a debt free future :j
DFW nerd club number 039 :p 'Proud To Be Dealing With My Debts' :money: i will be debt free aug 2010

2008 live on 4k +cb £6,247.98/£6282.80 :T
sealed pot 2670g
2009 target £4k + cb £643.89:eek: /£6412.80

Comments

  • :wave: Welcome to MSE. There are many people who will give their time to help you keep on track. Keep posting, we will help you through the low times.
    'You can't change the past, you can only change the future' Gary Boulet.

    'Show me the person who never makes a mistake and I'll show you the person who never makes anything'. Anon
  • Peppa_Pig_5
    Peppa_Pig_5 Posts: 290 Forumite
    What a lovely thing to say. I am sure all those that helped out can give themselves a huge pat on the back. And welcome to MSE. :T

    Peppa
    x
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    And your already a debt free wannabee nerd! :D
  • fizzel81 wrote:
    one day i can look forward to a debt free future :j

    here here :beer: go for it !
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
  • kathfisch
    kathfisch Posts: 3,042 Forumite
    Welcome! As ss says, you're making fast progress if you're already a nerd, fab! I didn't see your thread yesterday but I'm glad you got some good advice. The community on here is fab and will keep you going, stick at it!

    Best of luck,

    Kath :D
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :wave: there!

    Welcome :T I didn't see your thread either but just wanted to welcome you and say hope to see a lot more posts with great progress from you ;)
    Leason learnt :beer:
  • Hi Everyone :wave:

    How do I become a debt free wannabee nerd...

    Thanks :j
    Lightbulb Moment - January 2008 :smiley:
    Loan £11,000 @ 7.050%/Virgin 0.00% -£2282.32/Egg 0.00% -£1992.59/M&S 3.9% -£1895.48/Barclaycard-£978.49
    Joined Quidco 17.02.08;)
    Overdraft paid off today 15.02.08:j
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Everyone :wave:

    How do I become a debt free wannabee nerd...

    Thanks :j

    Try this thread Debt Free Nerds

    I need more experience before I am a DF nerd :o
    Leason learnt :beer:
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well done fizzel81 for being brave enough to post. Welcome.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • fizzel81 wrote:
    to everyone, when i joined yesterday and posted for the first time i expected many things i kinda thought the worst, expecting most of all to be told my currant situation was my own fault etc,ect insetad all i have recieved is friendly advice and no-one being judgemental

    There's no point being judgemental - we've all found ourselves here for a hundred different reasons but the main thing is that we ARE here and getting ourselves sorted :T

    Keep us all posted on your debt free journey - it's always great to know how a fellow fighter is getting on :D:D
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