Student Loan default notice

Jimmy32

Afternoon all

Hoping someone can offer advice regarding a letter I received this morning. The Honours Student Loan are intending to register a default on my account. Now, have been paying off my student loan for several years now. Original balance was approx £6,000; it's now about £2,800. However, they have an 'arrears' figure, accrued for a year a long time back when they didn't receive by deferment letter. (I sent it, was under the threshold, they said they didn't receive it, never informed me that in their eyes I should be paying, and I built up this arrears!)

Anyway, have been paying between £100-£140 for nearly three years now with end date about July 2011.

However, now they're seemingly not happy with that and have informed me this isn't good enough because of new rules brought in at the start of May. Just phoned them and they said if I up my monthly payments to £270 per month, that'll be fine! I can't afford that and, frankly, it's immoral how they've suddenly moved the goalposts for someone who's has a history of payments.

Also interesting how customer service were very quick off the mark to recommend me getting a loan. So that's how it works... To get the fiscal system going, immorally call in debts that are being paid back and recommend getting out another debt!

Can anyone offer advice of what to do? It seems wrong and immoral.

Thanks

anotherpaul_2

Is this a pre-1998 loan? In which case, why were they not taking the payments by direct debit if they thought it wasn't deferred?