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1st ever post! Pensions....
Comments
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I have a S&S ISA with Hargreaves Lansdown and setting up is simple, just visit their website and you can invest a lump sum or monthly. The website is clear and you can switch investments online as you go.
Good luck!0 -
I have a S&S ISA with Hargreaves Lansdown and setting up is simple, just visit their website and you can invest a lump sum or monthly. The website is clear and you can switch investments online as you go.
Good luck!
I had money in cash ISAs but when interest rates went so low, I put 2 years' worth of cash ISAs into stocks-and-shares ISAs with H-L. I did it just at the end of/start of the tax year.
DH has recently done the same with his. Saving in a cash ISA used to be a good idea, but not when the interest is 0.5%.[FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
Before I found wisdom, I became old.0 -
Thanks people,
well I opened a Natwest eISA earlier this year and have filled it, so does that mean I can invest the remaining in shares etc, or not?0 -
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Sounds good, so what should my next course of action be? approach Natwest on the subject or go elsewhere?
Thankyou0 -
approach Natwest on the subject
Good God no.
You either DIY or use an IFA. Never use a salesforce and never ever use a bank or tied sales rep.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
hehehe ok how do I DIY? where do I look to invest? Thanks
When you DIY you are taking on responsibility for knowing what you are doing. So, that means you choose who the ISA manager is going to be, what investment strategy you intend to follow and how you intend to invest and when to switch and rebalance.
Now, you sound like a novice on this front. So, you have to decide if you want to learn about investing or not. If so, then put the hours in. If not, use an IFA.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
When you DIY you are taking on responsibility for knowing what you are doing. So, that means you choose who the ISA manager is going to be, what investment strategy you intend to follow and how you intend to invest and when to switch and rebalance.
Now, you sound like a novice on this front. So, you have to decide if you want to learn about investing or not. If so, then put the hours in. If not, use an IFA.
I am a novice but willing to put in the hours to learn more. Where do I start though? And if I decide to use an IFA where do I find one?0
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