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Always a way out

Hi all

Six weeks ago , I had problems. No income , only 8 hours work a week from a part time job. Creditors getting on my back. Phonecalls from 8 am til 10 pm.

Was feeling down. Depressed. Thought about using the last of my savings to run away.

Six weeks late r, I have a job , I have 24 hours a week at my aprt time place. I have laods of private work using my skill set building up.

I am not counting my chickens , but the next 4 months could be very lucrative for me.

So , keep your heads up , Get advise where needed , and above all ditch the credit.

I have years of aggro to come , but right now at 17:10 on Sunday , I am happier now then in the last 5 years.

I am not goign to scrape the barrel to pay creditors , they get what i can afford and no more. If one wishes to bankrupt me then good fro them. I will let it be known to those that are helping me that their advice and help was appreciated.

john

Comments

  • BACKFRMTHEEDGE
    BACKFRMTHEEDGE Posts: 1,294 Forumite
    Go John :j :T :j :T :j
    A journey of a thousand miles begins with a single step

    Savings For Kids 1st Jan 2019 £16,112
  • amosworks
    amosworks Posts: 1,831 Forumite
    Hey top stuff :)
  • D&DD
    D&DD Posts: 4,405 Forumite
    Hey John so pleased to see things are coming together for you well done :T
  • beanielou
    beanielou Posts: 96,169 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    great news John.
    i always like to read your updates
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    WOO WOO!

    As cheesy as it may sound John, that to me was pretty inspirational. Every so often I think we all need to give ourselves a talking to, whether its a pat on the back and big well done or a kick up the jacksie to get on the ball.

    After reading that I thought "Yeah...........YEAH!"
    So now I feel a lot better about what I'm doing!
    Wealth is not measured by currency
  • roversbabe
    roversbabe Posts: 1,008 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good on you John - glad things are working out for you.

    rb
    Official DFW Nerd Club - Member no. 027

    Debt free: 6th April 06 :T Proud to have dealt with my debts
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    great news john, i have followed your threads with interest and find them inspirational....keep up the good work and congrats on the job xx
    November NSD's - 7
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    thats really great John :)
    best of luck with the job & it sounds as if things are looking up for you now.
    most of all I'm so glad that you are happy again :) :j
  • Positive thinking. Best of luck John :D
  • great stuff - onwards and upwards ! :)
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
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