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Being sued by mortgage broker??

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Comments

  • Conrad
    Conrad Posts: 33,137 Forumite
    10,000 Posts Combo Breaker
    Agree with Dunston.

    One thing though, although they might owe the broker a fee, that does not stop them for claiming the insurance was missold as it was not suitable in view of thier budget, and that cheaper options were not recommended.
  • Dan_1976
    Dan_1976 Posts: 943 Forumite
    Assuming cheaper options were available to the broker or IFA!
    "Banking establishments are more dangerous than standing armies." Thomas Jefferson
    "How can I believe in God when just last week I got my tongue caught in the roller of an electric typewriter?" Woody Allen

    Debt Apr 2010 £0
  • dunstonh
    dunstonh Posts: 121,201 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Legal & General tied reps are the biggest abusers of the commission offset. Indeed, its not even Customer agreed remuneration. They just try to claim back 100% of the commission. Total abuse of TCF and they never have any fee agreements to back it up. In those cases, you just raise a complaint and go to the FOS if necessary. If it was an L&G rep then pricing is not cheap anyway as they are more expensive than IFA or indpendent mortgage adviser pricing.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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