default on experian

jamesworley1980

Hi all,

the sun is shining the sky is blue. experain are [EMAIL="w@#kers"]w@#kers[/EMAIL] and so are MCS (i know the last bit didnt rhyme.

Metropolitan Debt Collection (aka hsbc) have finally updated my credit file so that it says settled. i have a letter of satisfaction from them and it has been updated on my experia ncredit file.

my issue is that my credit file still shows a default. is there anyway of getting this removed as i have fully settled the debt.

i know it clears off in six years but i dont want to have to wait to start applying for a mortgage until 2013!!!

any advice

thanks

J

dukey

Nope I'm afraid it stays there. The only way to get it removed is if the company that registered it agree to do so...

Joeler

jamesworley1980 wrote: »

Hi all,

the sun is shining the sky is blue. experain are w@#kers and so are MCS (i know the last bit didnt rhyme.

Metropolitan Debt Collection (aka hsbc) have finally updated my credit file so that it says settled. i have a letter of satisfaction from them and it has been updated on my experia ncredit file.

my issue is that my credit file still shows a default. is there anyway of getting this removed as i have fully settled the debt.

i know it clears off in six years but i dont want to have to wait to start applying for a mortgage until 2013!!!





J

Speak to a whole of market mortgage advisor, providing you dont have any more nasties and have a deposit? They can help with mortgage even with a default.

Good luck