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Help interim charging order

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  • petunia100
    petunia100 Posts: 536 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    10past6 wrote: »
    You can request an adjournment due to xxxx ;)

    YES, which is why you're better of having a Judge make a decision, once a Judge has made a decision, it cannot be changed without them applying to the court.

    How late can we request an adjournment if they don't arrive?
  • 10past6
    10past6 Posts: 4,962 Forumite
    petunia100 wrote: »
    but don't really understand what to do about those either.
    You objection should be based something around this:

    "I object to a charging order being placed on the above property that I have a beneficial interest in that I jointly own the said property.

    When the property was purchased I solely paid the deposit and I am maintaining the mortgage payments. In the present economic climate and due to the fact there are a number of other creditors we at the present time have negative equity"
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • 10past6
    10past6 Posts: 4,962 Forumite
    petunia100 wrote: »
    How late can we request an adjournment if they don't arrive?
    The court will give you a date when the next hearing is available
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • petunia100
    petunia100 Posts: 536 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    10past6 wrote: »
    You objection should be based something around this:

    "I object to a charging order being placed on the above property that I have a beneficial interest in that I jointly own the said property.

    When the property was purchased I solely paid the deposit and I am maintaining the mortgage payments. In the present economic climate and due to the fact there are a number of other creditors we at the present time have negative equity"


    Do you mean in reply to the land registry letter?
    So it wouldn't matter that I would be lieing than?
  • petunia100
    petunia100 Posts: 536 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    10past6 wrote: »
    The court will give you a date when the next hearing is available

    Sorry, what I meant was how long before the court date would they allow us an adjornment, if the things requested from the creditor didn't arrive?
  • 10past6
    10past6 Posts: 4,962 Forumite
    petunia100 wrote: »
    Do you mean in reply to the land registry letter?
    If the claimant insists on pursuing a CO application, YOU have the right to raise an objection to the court.
    petunia100 wrote: »
    So it wouldn't matter that I would be lieing than?
    I wouldn't encourage anyone to lie, especially to a court, the quote I gave earlier can be amended to your own requirements.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • 10past6
    10past6 Posts: 4,962 Forumite
    petunia100 wrote: »
    Sorry, what I meant was how long before the court date would they allow us an adjornment, if the things requested from the creditor didn't arrive?
    If you case proceeds to a hearing, you'll have sufficient time to file a defence, courts at this moment in time are errr a little chaotic to say the least.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • petunia100
    petunia100 Posts: 536 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    10past6 wrote: »
    If the claimant insists on pursuing a CO application, YOU have the right to raise an objection to the court.

    I wouldn't encourage anyone to lie, especially to a court, the quote I gave earlier can be amended to your own requirements.


    Thanks for your advice.
    One last question, would I raise the objection to the court prior to the hearing or at the hearing?
  • 10past6
    10past6 Posts: 4,962 Forumite
    petunia100 wrote: »
    One last question, would I raise the objection to the court prior to the hearing or at the hearing?
    If it gets as far as a hearing, then send it prior.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • petunia100
    petunia100 Posts: 536 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    10past6 wrote: »
    If it gets as far as a hearing, then send it prior.

    Thanks again. You've been very helpful.
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