We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

loan from the job centre

maroon_jelly
maroon_jelly Posts: 194 Forumite
Iv been claiming job seekers allowence for 6 months. i work 10 hours a week so i only get a small amount of JSA. I few months ago a friend said they got a loan from the job centre for furniture.

I was wondering if anyone knows anything about these loans. i cant get any sense out of my local job centre, every time iv askd for details about the loan they give me the form to apply for one.

How much do i pay back per month? what happens when i sign off?

Comments

  • jakemuk
    jakemuk Posts: 973 Forumite
    its called a crisis loan it come out your beneifits at an agreed rate
    Wannabe DFW NERD: Not fully fledged member yet !
    HSBC Bank Charges Reclaim In Progress Total: £1462.56
    HSBC CC Reclaim Total: £180.00 PAID IN FULL :D
  • skintel
    skintel Posts: 122 Forumite
    I think they are deffo interest free tho...

    Well more info here http://www.workandpensions.gov.uk/lifeevent/benefits/crisis_loans.asp
  • starkiller
    starkiller Posts: 98 Forumite
    Its a Budgeting Loan if it is for Furniture, etc. A Crisis Loan when I worked for DWP would only be looked at if it was for a "crisis",furniture not falling into this catergory unfortunately. They are interest free too, and they won't lend more than £1000

    Go onto the Jobcentre plus website and search for Budgeting Loan, download the form and see how you get on. You have to be in receipt of JSA Income based and have been getting it for 26+ weeks.

    HTH and good luck! ;)
    Starkiller X
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.8K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.4K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.