Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
mortgage offer
bdenholm
Posts: 1 Newbie
I have a mortgage on a five year fixed rate of 4.54%. The rate lasts till nov 2010, but my mortgage company has just written offering to fix for a further 5 years till 2014 at no cost whatsoever is this the best option ?
0
Comments
-
4.54% isnt a bad rate at all, but it depends entirely on your situation. if you are not planning on moving for some time then why not? however check to see what fees are payable if you do decide to sell, etc.
If you are in a position to overpay, are there charges for that too? If you have a reasonable income and 4.54% gives you spare change each month, overpaying is a good idea too.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 264K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards