Also inspired - big thank you

juana

Hi all

i have been lurking around here for a while now and love all the great advice that you give.

I only have 1 debt (as I finally paid my last installment on my student loan this month :j ) and that is 4765 on a nationwide loan. I can pay this confortably on my salary and it is due to finish in 20 months. However, after learning loads from you guys I realise that I am too extravagant with cash and could be using the repayment money to save for what I really want - a deposit on a house.

So, i have set myself a challenge to pay the loan by the end of this year. In 9 little months!

i have taken the first steps by getting an egg money card so I can budget for the fun stuff - clothes, eating out etc and have resolved to make the basic changes like making my own lunch for work.

It is minor in compare to some of the amazing stories I have read on here. But I just wanted to let you know that you are all inspirational and have made me see that making small changes to something that I have just been accepting (and I have various levels of debt for the last 10 years) can help me achieve one of the goals that has felt like a pie in the sky dream for a long time.

Thank you all guys and keep up the great work :T

J

ms_london

Well done Juana - debt free in 9 months - fantastic!! How are you going to celebrate? What are your plans after that?

9 months will fly by!!

Best of luck & well done.

xx

juana

thanks ms_london

my plan then is to save save save to a can get a nice chunky deposit for a house

Broken_hearted

Yep thanks all, I will have paid 2 debts off by the end of april and half of a another. I also got a refund on my card so I feel I have benefited from being here.
Hugs all.,