bank paid off my credit card!!!!!

leni

Just checked my online account and it seems my bank paid off the balance of my credit card, :j but the next day billed me for it all again!

Statement says....

20Mar 20Mar 000BA0** ADJUSTMENT TC 280 768.28-
21Mar 21Mar 000JH0** BALANCE ADJUSTMENT . GB 768.28
TO 5.9% PROMOTIONAL OFFER

Don't know whats happend, anyone have any idea?

dudleyboy

I'd leave it a couple of days. Quite often you may find "ghost transactions" on your account... the online banking equivalent of thinking out loud while something is being processed behind the scenes. Wait for the payment to clear and i'm sure you'll have just one transcation (the payment) on your statement. Recent transactions are funny that way and usually nothing to worry about.

Kevicho

"21Mar 21Mar 000JH0** BALANCE ADJUSTMENT . GB 768.28
TO 5.9% PROMOTIONAL OFFER "

Looking at that bit Have they moved it to a lower interest rate?

disco_diva_3

looks like it's been moved to a lower interest rate

shame they dint just pay it off! :beer:

leni

I've not been informed of a lower interest rate, 2 months back the 0% ended, but I'm waiting for my other 0% card to end to apply for one for both balances!

bizarre and shame it never stayed at £0

Sleekit

leni wrote:

I've not been informed of a lower interest rate, 2 months back the 0% ended,

In that case, it looks like it's been moved to a higher rate - 5.9%.