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A glorious sight
Old_iron_balls
Posts: 331 Forumite
Hi all.
Im in smug git mode tonight.
Just logged onto my internet banking and below is the state of my second to last loan.
Opening Date:24/02/2003
Original Loan Amount:£7,562.84
Current Loan Balance:£175.87
Repayment Amount:£175.87
Next Repayment Date:27/03/2006
As you can see the balance is £175.87 and my DD anmount thats coming out in a couple of days is exactly the same
I popped into the branch a few days ago and paid an extra bit so my next DD is my last and ill avoid any nasty early finish charges (sorry, forgot the correct term)
'I love it when a plan comes together' (Hannibal - ATeam)
So, im feeling quite pleased with myself tonight.
1) Its Friday night and ive resisted the temptation to go and blow £50 on the lash.
2) With the help of a PPI refund and a few decent sized overpayments here and there, my loan will finish approx two years early
Only one loan left now. Citifinancial AAAAARGGGHHHH :mad:
+ Two small credit cards and a £550 overdraft
getting there slowly but surely :j
keep up the good work folks, we WILL all get there in the end :beer:
Im in smug git mode tonight.
Just logged onto my internet banking and below is the state of my second to last loan.
Opening Date:24/02/2003
Original Loan Amount:£7,562.84
Current Loan Balance:£175.87
Repayment Amount:£175.87
Next Repayment Date:27/03/2006
As you can see the balance is £175.87 and my DD anmount thats coming out in a couple of days is exactly the same
I popped into the branch a few days ago and paid an extra bit so my next DD is my last and ill avoid any nasty early finish charges (sorry, forgot the correct term)
'I love it when a plan comes together' (Hannibal - ATeam)
So, im feeling quite pleased with myself tonight.
1) Its Friday night and ive resisted the temptation to go and blow £50 on the lash.
2) With the help of a PPI refund and a few decent sized overpayments here and there, my loan will finish approx two years early
Only one loan left now. Citifinancial AAAAARGGGHHHH :mad:
+ Two small credit cards and a £550 overdraft
getting there slowly but surely :j
keep up the good work folks, we WILL all get there in the end :beer:
Debt at highest £16k+
Debt at lightbulb moment £14,800
Current debt £6336
Cleared £4206 in November 05 How ? Bye Bye PPI
Debt at lightbulb moment £14,800
Current debt £6336
Cleared £4206 in November 05 How ? Bye Bye PPI
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Comments
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:T:T:T
Good work OiB
It's nice to get to a milestone - makes you realise that it can be done!
:T:T:T0 -
:j well done iron balls :j that is quite an achivement in 1 year:cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:0
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Well done Old Iron Balls - thats brilliant!!! :T
Piglet0 -
fantastic news :T You deserve to feel smug!!
I'll be making the final payment on at least one of my debts next month - and I can't wait to get paid, so that I can send the cheque off (Its already written out and in its envelope - how keen am I?!
) I am literally wishing the days away 
Highest Debt (Sept 04) -> £41,300
Debt Free - August 2006!!
0 -
well done you!!!!!November NSD's - 70
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well done!!0
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well done you. I cleared a credit card last week ( still got one left ) but it is an amazing feeling isn't it?
And even better you didn't go out tonite and spend £500 -
well done, thats good news! I got my payslip today so can figure out how much of my overdraft I can try to clear!0
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I'd feel smug too! Well done you!Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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:j :j :j Just 24hrs and counting :j :j :j
:T :T :T :T Very well done, you!! :T :T :T :T~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
PMS Pot: £57.53 Pigsback Pot: £23.00
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