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CCJ Advice Needed Please
Comments
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We got there
So, it comes back to what i stated earlier, you must acknowledge the claim stating you either dispute / deny the claim.
If this ends up in front of a Judge, you'll need a good explanation why you haven't chased DSG / HFC regarding paying back the amount, waiting for DSG / HFC to contact you, some Judges would say that's not a sufficient defence :mad: unless you have written proof you've tried contacting them.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Okay,
Good points there 10past6. Based on my dates posted in the original message, will I still have time if I post the from on Monday by Special Delivery. With regards to paying HFC, I thought I was until DSG told me differently. I have been having a lot of financial difficulties in the past year (hence the IVA) - and buried my head in the sand with EVERYTHING.0 -
What would my defence be?0
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Craig - with regard to the time to file your acknowledgment give the court a ring on Monday and double check the date of service as only Northampton give 5 days for service, other courts give 2 days so you may need to fax it over on Monday x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Craig - with regard to the time to file your acknowledgment give the court a ring on Monday and double check the date of service as only Northampton give 5 days for service, other courts give 2 days so you may need to fax it over on Monday x x
Thanks penguin83. It mentions on the reverse of the form that it is 5 days from the issue date.0 -
Anyone else that can offer advice?
Thanks0 -
Any more advice 10past6?
Thanks0 -
Acknowledge the claim by phoning the court tomorrow and explaining the reason for your late acknowledgement (delivered to an incorrect address)
Your defence should be based around:3.The credit provider informed the Claimant that they we're unable to set-up the credit AgreementClick here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Sorry I'm lost on this one 10past6.
Will they accept a phone call as being okay?0
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