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June NSD Challenge, 2009
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Well done debtbegone!! Knew you could!
Laura xMake £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
Two NSDs in two days for me means I'm off the mark! Shopping tomorrow but Sunday should be another NSD, so three out of the first seven days isn't too bad. I'm on a course Monday to Friday next week so there will definitely be some spendage - but it's all work-related so I'm not going to count it!
Unless I'm tempted down the pub it could be five NSDs in a row...
Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340 -
Back on track now I think after a couple of days with friends (which made NSD somewhat harder!). Anyway, today was NSD No 2 for this month; hoping to get at least one more over the weekend..... hope it's going well for everyone!
PSIxOfficial DFW Nerd Club - Member no. 639 - Proud To Be Dealing With My Debts0 -
First NSD of he month for me! I am finding this more difficult than I thought. I reckon in a normal month I easily manage 5 NSD's but seems that having made it 'official' I am now struggling! Anyone else find this or is it just me?
Right, off to update signature!0 -
nsd no 4 for meBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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First NSD of he month for me! I am finding this more difficult than I thought. I reckon in a normal month I easily manage 5 NSD's but seems that having made it 'official' I am now struggling! Anyone else find this or is it just me?
Right, off to update signature!
Might be because you're thinking about it more? Maybe, before, you weren't really noticing when you were spending..
Chin up though, still got three weeks to go! You can do 5, easy!
Laura xMake £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
5 NSD that takes me up to Sunday as not out , well if weathers ok I might do car boot make some extra pennies.:DSave £4500 in 20140
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Day 5 was definatly a spend day, craft things & photo frame bought. Plus a taxi to a mates house for drinks!
Day 6 should be NDS no.4, no plans to spend today.Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
:whistle:.........Shall I get my coat now
I was going to write a whole list of reasons why I've had to spend but what's the pointIt won't change them into NSDs so I've just got to try harder from now on that's all. I have had a spend every day so far this month because circumstances have dictated it to be that way & sometimes that cannot be avoided. I know where the money has gone & it hasn't been squandered so no real harm done
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Hi BMF. Don't even think about getting your coat. Where would we be without you?!
Don't worry, we all know what it's like. After all, you can't get through life without spending anything. This challenge is just great because it makes us more aware of our spends and think twice before frittering money away. Sometimes you've just got to spend!
I hope everyone is doing ok. I've only managed 1 NSD so far but I'm hoping that I'll manage another one tomorrow.
Have a good day everyone.0
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