Help needed

tjak

He is a 2nd year student, but works one day a week, so brings in about £50. He will be working full time from end May until November though, so that will help a lot :j Then back to college until May 2007. :T

tyllwyd

Well, fingers crossed that you get your new job, but it looks as if things are manageable for you

- your college and your eye loans end within the next few months
- you can add in your child benefit and possibly childcare tax credit, and once your daughter hits three there should be more help with the cost of the nursery
- you will have more income for six months while your husband works full time (and even when he is studying, could he get a part-time job at least?)

Personally, I'd agree that looking at the A&L loan and trying to get the monthly payments down looks like a way to get you through the next few months, then when you are back on your feet start overpaying it or renegotiate the term again to a shorter period.