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overpay mortgage or put money in savings?

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Hello
Can anyone let me know how I work out which is best? My mortgage is fixed 5.34 % and can be overpaid by up to £450 per month. I also have an isa which is 3.5% i think..
thanks!

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  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If your sure you don't need the money back, aren't going to be charged for overpaying, and have enough emergency cash set aside,
    then OP the mortgage.
    Space available for rent
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