First direct banking giving £50 + £15 off cd wow

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Got this email today.

If you sign up to First Direct, you will receive £50 when you switch your banking and a free £15 voucher from CD wow

http://www.firstdirect.com/banking/current_account_cdwow.shtml?fd_msc=CD044&WT.mc_id=CD044


terms and conditions as stated on website.

Annual Equivalent Rate (AER) is a notional rate which illustrates what the gross rate would be if interest was paid and compounded each year. Gross is the rate before the deduction of tax applied to interest on savings. As a new customer you'll get 2.00% AER (1.98% Gross p.a) for the first six months. After that you'll still get 2.00% AER (1.98% Gross p.a) if you pay in at least £1,000 per month, or maintain a balance of £1,000. Otherwise the credit interest payable on your balances will be 0.10% AER (0.10% gross p.a) Interest is calculated and paid monthly. Rates correct as at 1 December 2005, but are variable. Applicants must be 18 or over. first direct reserve the right to decline to open an account. Credit facilities are subject to status.

Open a first direct Bank Account and transfer your salary / income within 3 months and first direct will add £50 to your account. One payment of £50 per customer (or joint account relationship), joining first direct for the first time. Once your account is open your details will be passed to CD WOW who will issue you with a voucher to the value of £15 within 30 days. You may use this voucher for any product from CD WOW, but it may not be used in conjunction with any other offer. first direct is a division of HSBC Bank plc. © HSBC Bank plc 2005 All Rights Reserved.