Halifax mortgage slowwww

wavehead

i have just had all my surveys done for the house im purchasing
i had things like damp and wood report, boiler, electric and roof report done.
its all been sent to the underwriters last tuesday

bought house for 85500 and deposit 30k

does anyone know how long halifax take to sort mortgages out when its at underwriter stage and also do you rekon if there will be a rention?

TEDDYRUKSPIN

wavehead wrote: »

i have just had all my surveys done for the house im purchasing
i had things like damp and wood report, boiler, electric and roof report done.
its all been sent to the underwriters last tuesday

bought house for 85500 and deposit 30k

does anyone know how long halifax take to sort mortgages out when its at underwriter stage and also do you rekon if there will be a rention?

It seems you carried out a very detailed survey through Halifax? If so, it will take another one week for the surveyor to post out the response to your house. You will have to sign the survey and return the sheet saying that you are happy with the house. If it is a basic survey you carried out, you don't have to respond.

The possible reason for your delay is the survey. You should phone them and ask what is holding up the mortgage. Simply tell them that the house is on the market still and can possibly be sold on to another buyer.

Just be aware, the average ok for a mortgage application can take as long as 2 weeks. First direct can take 8 weeks........ So keep on smiling. Be patient.

wavehead

sorry i forgot to mention, i have done all the surveys and have had them all back, my advisor actually submitted it all to the underwriters last tuesday to look at it. as far as i know there is nothing outstanding