Bailiffs

crum

Hey again....

My SOA form shows no items of any value....well a crap tv which you'll probably get a 10er for. But as I live with my parents, will the bailiffs only go to MY room?? they'll not route into everyone elses will they?

I've been told in the past that they can take clothing and leave you only that you need for a weeks worth....sounds a bit harsh and from what I've read up on so far it's only clothings with a significant value...

Many thanks in advance...

The Crum

december

You can only get a visit from the bailiffs if you have a CCJ against you and the courts allow a bailiff to be instructed. Has this happened? You can always refuse entry to a bailiff as they are not allowed to force entry.

December

fiveyearplan

When you go bankrupt they do not visit your home and none of your personal items will be taken. That was a long long time ago when they used to do home visits. You will be just fine.

Mister-D_3

Our OR sent us a letter informing us that items we listed on our SOA were excluded from Bankruptcy as they were personal items.

DebtHater

Even if baliffs were to visit, they can only take your non-essential possesions, which means they cant take anything that you need to survive, I would assume clothing comes in this catagory

gettingbetter

DebtHater wrote: »

I would assume clothing comes in this catagory

if they can take your clothes there will be a few cold people walking about

DebtHater

What bailiffs can and can't do

If County Court bailiffs come to your home, you don't have to let them in.
They can't force their way in on their first visit, but they can enter through an open window, or an unlocked door. Forced entry includes pushing past you once you have opened the door to them or leaving their foot in the door to prevent you closing it. Such action would make the whole process illegal.
Bailiffs trying to recover money you owe to HMRC are allowed to break into your home, providing they have a magistrates' warrant.
Bailiffs recovering unpaid magistrates' court fines, however, do have the power to force entry.

Negotiating with bailiffs

You may negotiate with bailiffs to pay some or all of the debt there and then, so they leave without taking anything. If they accept any payment from you, you'll need to make sure you get a receipt. Bailiffs may be willing to take part in a reasonable negotiation (subject to legal and contractual constraints) - only make an agreement if you can afford to stick to it.
It's likely that the bailiff's fee and expenses for each extra visit will be added to the debt you owe - you may ask for details of these at any time, and fees can be disputed. If you have questions about a bailiff's fees and expenses it's best to get advice - see 'Where to get help and advice' below.

What can a bailiff take?

Bailiffs can't take essentials such as clothing, bedding, cookers, fridges, most furniture and the 'tools of your trade' (for example, a computer you use for work).
They can take non-essential items such as your television. They can take possessions outside your home (for example, your car or garden equipment), or in unlocked sheds and garages.


Taken from DirectGov. Hope it helps.

peachyprice

Mister-D wrote: »

Our OR sent us a letter informing us that items we listed on our SOA were excluded from Bankruptcy as they were personal items.

Most people don't even put anything on the forms

lisamummytoarchieplusbump

i only put my car as asset

well that is all ive got really ive been here 2 years and it still looks like a squat lol

crum

Ok, makes me a little less scared... little concerned that my poor ol' nan would have people knocking at the door whilst we are all out at work... thanks alot all.