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Mortgage progression
stratdude
Posts: 49 Forumite
Hi all,
Right heres the score. Me and my girlfriend have bought a house under the government homebuy scheme, 75% mortgage 25% HomeBuy loan. Right government side is sorted, I have got authroity to proceed which a copy has been sent to solicitor and developer. Mortgage with Halifax has requsted a valuation (this week) and if happy my FSA has said they should release a written offer. Im hoping for this next week some time. Solicitor is issuing me a contract this week which is good, get that signed and send back.
My question is how long from when you get a mortgage offer to you move in? I know the homebuy team require 5 days before exchange then a further 5 days for move in, this is to allow money transfers.
Also our mortgage was arranged by a broker, when then noticed that Halifax are offering to pay half your council tax. Will we still be able to get this?
Cheers
Right heres the score. Me and my girlfriend have bought a house under the government homebuy scheme, 75% mortgage 25% HomeBuy loan. Right government side is sorted, I have got authroity to proceed which a copy has been sent to solicitor and developer. Mortgage with Halifax has requsted a valuation (this week) and if happy my FSA has said they should release a written offer. Im hoping for this next week some time. Solicitor is issuing me a contract this week which is good, get that signed and send back.
My question is how long from when you get a mortgage offer to you move in? I know the homebuy team require 5 days before exchange then a further 5 days for move in, this is to allow money transfers.
Also our mortgage was arranged by a broker, when then noticed that Halifax are offering to pay half your council tax. Will we still be able to get this?
Cheers
Debts going!
Car £[strike]7000[/strike] Now £0
CC £[STRIKE]2100[/STRIKE] Now £0
0
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