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best deal 65% LTV allowing overpayments and no early exit fee after 2 years ...

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well the subject says most of it

we sold out houses a while back, went travelling and are now looking to buy

have around a 40% deposit - will be looking to buy something around£400K and we have the income to support payments.

looking for a good deal which allows overpayments and at least after 2 years would allow a clean exit without penalty ...

any suggestions - at present HSBC and woolwich seems to be coming up trumps.

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