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Bankruptcy should not be for life - Your support is needed!
Comments
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It makes no difference to the quote. They simply won't insure you.
Morethan would
And Tesco and Direct Line
I can't really be bothered to go through any more as it's a bit time consuming, but I'm trying to work out what difference it actually makes in real terms and how it would make such a difference as indicated in the opening post.
Have you got examples of companies that wouldn't? Or is it not insurance companies that actuall are the problem?"One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
Because by then you've blown your chances. That's it."0 -
O it must be so nice to be up your own a r se, I just hope it happens to you then come on here and critise people for going on spending trips
you no nothing
Well I know how to spell. :rolleyes:
And I also know a troll when I see one. Did your mother never tell you, "If you can't say anything nice, don't bother saying anyting at all?""One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
Because by then you've blown your chances. That's it."0 -
Well I know how to spell. :rolleyes:
And I also know a troll when I see one. Did your mother never tell you, "If you can't say anything nice, don't bother saying anyting at all?"
You know how to spell - Priceless!!! :rotfl::rotfl::rotfl:“I contend that we are both atheists. I just believe in one fewer god than you do. When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.”
Stephen Henry Roberts (1901-1971)0 -
fiveyearplan wrote: »If you are confused why don't you just go on to another thread. If you're not bankrupt and don't intend on being bankrupt what does it matter to you about the insurance and what are you doing posting on a 'living with bankruptcy' forum?
Bye!
Does that mean you don't have an answer the the question either?"One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
Because by then you've blown your chances. That's it."0 -
At the risk of being slated for expressing my opinion:Tobiwan_Kenobi wrote: »I would imagine 60-70% of bankrupts would be far better with their money post-BR as they wouldn't want to go through it again!
You say 30-40% of bankrupts would not be better with their money post BR.
If this is the case then you can't blame lenders and insurers for not wanting their business.0 -
I have given an example of the comparison websites and also named Budget specifically. The prices are increased if anyone is bankrupt and living at the property.
I have no intention on wasting time debating this matter with someone so clearly intent on 'trolling', so I leave you with a thought. Your life may seem perfect now. If however you become bankrupt, or your wife/husband/partner does, or your children, or a lodger, you will understand the importance of this thread. And if your children become so ashamed of bankruptcy and hide the problem from you because of your arrogance, let's hope you never have an insurance claim. The London Gazette is routinely checked for anyone who has been bankrupt at any time, so your son or daughter who may have hidden it from you for several years could invalidate your claim of several thousand pounds for underpinning or major structural work.
Things may seem rosy and it's easy to take the moral high ground when you think it doesn't affect you and you are so polarised.
The point I would leave others with is there is simply no benefit in further debate on this matter with mrcow, it does not serve any purpose to the original opening post, so I am choosing to leave further incitements to be ignored.0 -
At the risk of being slated for expressing my opinion:
You say 30-40% of bankrupts would not be better with their money post BR.
If this is the case then you can't blame lenders and insurers for not wanting their business.
Far better than people who haven't gone BR - Sorry for not explaining fully.“I contend that we are both atheists. I just believe in one fewer god than you do. When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.”
Stephen Henry Roberts (1901-1971)0 -
CitySlicker wrote: »As I mentioned, my arguments are certainly falling on deaf ears.
In post 32, your first paragraph indicates your prejudiced views that all bankrupts are to blame despite me pointing out the specifics of a case I'm working closely on being totally out of the person's hands, and the fault of an unscrupulous employer.
So if you had credit and was self employed, then sudden illness caused your business to collapse, is that reckless? If you have been unfairly dismissed and had a small bank loan that was easily manageable, yet interest compounded and the bank wouldn't listen, is that reckless? Unfortunately no argument on this point will be heard by you as you have built up a prejudice you're clearly not willing to address so I don't intend to continue responding to this point, I'm sure others will.
A lot of financial questions used to be common but are no longer so. Simply because you say legislation will not be passed does not mean that's it. That is the point of the entire thread.
If you have read previous posts and others comments, you would be quite aware the question has an impact on the policy price of insurance for many companies, and affects the bottom line price for many.
As it stands, you believe I forgot to add 'in my opinion' to a particular sentence. You forgot to add that to any of your posts at all. I find it so sad a person is clearly on a thread to disrupt it, within a board that states this site is not for judgement, yet you have your cap and gabble quite ready to hand down sentences obviously.
I've not judged anywhere.
I'm simply stating my opinion on risk assessment and the rights of any individual or institution to have fiull visibilty of exactly what types of risk a particular individual would pose.
It's got nothing to do with "blame". Although I can see that there are quite a few posters on here with rather large chips on their shoulders so perhaps that's why so many keep wanting to come back with, "It wasn't my fault" etc etc. Perhaps it wasn't.......but this is not the point. It's to do with perceived risk.
I think perhaps some here need to take a tiny step back."One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
Because by then you've blown your chances. That's it."0 -
I know Lost is not a troll and the last bit of this thread is " Support needed ". I saw nothing in Losts post to accuse them of troll like behaviour
Why then do we struggle to get a saving's account. What is the risk to the banks in that
ym0 -
Oh, yes. It takes five seconds for your life to change and a potential life time sorting the consequences out.Your life may seem perfect now.
Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
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