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joint mortgage/house help

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jonnym8083
jonnym8083 Posts: 303 Forumite
Part of the Furniture 100 Posts Name Dropper
in Mortgages & endowments
hi i am currently looking to buy a house with my partner but due to my bad credit i believe we will struggle to get a mortgage with me applying with her. i was wondering if it was possible to have to property in joint names but the mortgage just in my partners. ofcourse everything would be split 50/50 but i just want my name on house if possible for protection incase we split up or anything like that. is there anything i can do so that the house legally is half mine without going on the mortgage?? any help would be great thanks

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  • betmunch
    betmunch Posts: 3,126 Forumite
    The parties on the mortgage must match the parties on the title deeds of the house.

    Sorry to be there barer of bad news!

    Cheers
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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