Spare weekly money

Laly

Hi Everyone
I thought it was about time for me to post something as I have been reading posts for ages now... and, lots of advice in the forum have been very useful.

I've started saving my £2 in order to clear some of my credits or shops cards. By reading the posts, I've only face now by writing down all the cards I've got and how much I own on them, how much debts I've got. It is scary, it way more than I can afford. I don't know how I've managed to pay them all until now.

First thing I've done, I cut most of them and I cleared my huge £1800 overdraft limit and asked the bank to only give me £100 overdraft. It is hard but at least I spend less and put more money toward paying off my debts. I am looking for a second job (I am self employed) in order to get more money and become debt free.

I can't even write here how much debts I have, I am so ashamed, it is huge...

Anyway, so far I've saved £8 on £2 coins and I also started the 20p for my kids holiday park and saved just £1.40.

Thanks to you all and thanks Martin for this wonderful website full of treasures

Laly

kathfisch

Laly wrote:

Hi Everyone
I thought it was about time for me to post something as I have been reading posts for ages now... and, lots of advice in the forum have been very useful.

I've started saving my £2 in order to clear some of my credits or shops cards. By reading the posts, I've only face now by writing down all the cards I've got and how much I own on them, how much debts I've got. It is scary, it way more than I can afford. I don't know how I've managed to pay them all until now.

First thing I've done, I cut most of them and I cleared my huge £1800 overdraft limit and asked the bank to only give me £100 overdraft. It is hard but at least I spend less and put more money toward paying off my debts. I am looking for a second job (I am self employed) in order to get more money and become debt free.

I can't even write here how much debts I have, I am so ashamed, it is huge...

Anyway, so far I've saved £8 on £2 coins and I also started the 20p for my kids holiday park and saved just £1.40.

Thanks to you all and thanks Martin for this wonderful website full of treasures

Laly

Welcome Laly! Maybe you will consider posting your own thread eventually to receive some specific advice?

I know what you mean about being scared to write down what you owe, kinda makes you face it, doesn't it? If you haven't already, you should read moozie's thread here , its very inspirational!

Best of luck