quick credit file question

Old_iron_balls

Hi all,

ive managed to meet all my monthly payments for the last six months so my credit file should be starting to look abit better than it did.

Ive just had a call from Aqua to say ive gone £10 over my credit limit. i didnt take into acccount the interest this month and when its been added ive gone over. first time in 6 months :rolleyes:

Question is will this show on my credit file ?

file_wizzard

Old_iron_balls wrote:

Hi all,

ive managed to meet all my monthly payments for the last six months so my credit file should be starting to look abit better than it did.

Ive just had a call from Aqua to say ive gone £10 over my credit limit. i didnt take into acccount the interest this month and when its been added ive gone over. first time in 6 months :rolleyes:

Question is will this show on my credit file ?

Most lenders ( other than mortgages) allow up to 28 Days before it is considered as a "late payment", However it may be just as well to either check the T&C's of your account, or just ask them

highguyuk

Someone will be along soon to 100% this but I would imagine so. You've still gone over your credit limit at the end of the day ...

Old_iron_balls

highguyuk wrote:

Someone will be along soon to 100% this but I would imagine so. You've still gone over your credit limit at the end of the day ...

Oh well just paid over the phone so back on the straight and narrrow again.
1st financial mistake in 6 months :mad: